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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,749 | $102,422-20.2% | $147,117-44.4% | $80,959+1.0% |
| Participation rate | 86.0% | 75.9%+10.2pp | 82.2%+3.9pp | 67.7%+18.4pp |
| Annual return | 13.60% | 135.16%-121.6pp | 420.54%-406.9pp | 35.67%-22.1pp |
| Employer contribution / active EE | $831 | $3,717-77.7% | $4,932-83.2% | $2,757-69.9% |
| Participant deferral / active EE | $6,446 | $6,652-3.1% | $8,065-20.1% | $4,300+49.9% |
| Admin fee / account holder | $2,273 | $7,953-71.4% | $12,993-82.5% | $6,925-67.2% |