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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,228 | $126,661+7.6% | $113,397+20.1% | $138,895-1.9% |
| Participation rate | 64.3% | 79.4%-15.2pp | 76.5%-12.2pp | 79.9%-15.6pp |
| Annual return | 10.68% | 25.05%-14.4pp | 23.20%-12.5pp | 145.39%-134.7pp |
| Employer contribution / active EE | $1,671 | $3,456-51.6% | $2,977-43.9% | $4,194-60.2% |
| Participant deferral / active EE | $5,916 | $5,693+3.9% | $5,076+16.5% | $6,396-7.5% |
| Admin fee / account holder | $13,904 | $14,549-4.4% | $11,957+16.3% | $12,562+10.7% |