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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,228 | $124,425+9.5% | $112,040+21.6% | $137,256-0.7% |
| Participation rate | 64.3% | 79.3%-15.0pp | 76.5%-12.2pp | 80.0%-15.7pp |
| Annual return | 10.68% | 24.72%-14.0pp | 24.52%-13.8pp | 220.34%-209.7pp |
| Employer contribution / active EE | $1,671 | $3,411-51.0% | $2,954-43.4% | $4,156-59.8% |
| Participant deferral / active EE | $5,916 | $5,718+3.5% | $5,098+16.0% | $6,407-7.7% |
| Admin fee / account holder | $13,904 | $15,207-8.6% | $12,098+14.9% | $12,270+13.3% |