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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,798 | $132,099+17.2% | $115,599+33.9% | $138,895+11.4% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.3%+0.7pp | 79.9%-4.9pp |
| Annual return | 20.32% | 176.76%-156.4pp | 111.10%-90.8pp | 145.39%-125.1pp |
| Employer contribution / active EE | $1,587 | $3,416-53.6% | $2,955-46.3% | $4,194-62.2% |
| Participant deferral / active EE | $8,647 | $5,617+54.0% | $4,889+76.9% | $6,396+35.2% |
| Admin fee / account holder | $967 | $15,650-93.8% | $12,841-92.5% | $12,562-92.3% |