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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,805 | $166,268-68.2% | $165,100-68.0% | $145,897-63.8% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.6%+15.8pp | 80.3%+14.1pp |
| Annual return | 13.92% | 100.52%-86.6pp | 70.21%-56.3pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,685 | $5,284-68.1% | $4,348-61.2% | $4,663-63.9% |
| Participant deferral / active EE | $5,517 | $6,964-20.8% | $6,035-8.6% | $6,689-17.5% |
| Admin fee / account holder | $3,298 | $16,659-80.2% | $12,696-74.0% | $13,390-75.4% |