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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,112 | $111,814+27.1% | $93,654+51.7% | $145,959-2.6% |
| Participation rate | 70.6% | 74.2%-3.6pp | 68.7%+1.9pp | 80.3%-9.7pp |
| Annual return | 18.56% | 203.30%-184.7pp | 133.34%-114.8pp | 561.95%-543.4pp |
| Employer contribution / active EE | $1,336 | $3,092-56.8% | $2,421-44.8% | $4,661-71.3% |
| Participant deferral / active EE | $7,432 | $4,914+51.2% | $4,413+68.4% | $6,689+11.1% |
| Admin fee / account holder | $634 | $10,246-93.8% | $8,282-92.3% | $13,398-95.3% |