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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,470 | $155,555-41.8% | $146,866-38.4% | $155,188-41.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 15.60% | 115.41%-99.8pp | 102.85%-87.3pp | 148.84%-133.2pp |
| Employer contribution / active EE | $1,825 | $4,647-60.7% | $4,425-58.8% | $4,248-57.0% |
| Participant deferral / active EE | $6,803 | $8,044-15.4% | $7,759-12.3% | $6,531+4.2% |
| Admin fee / account holder | $1,905 | $14,755-87.1% | $13,620-86.0% | $14,480-86.8% |