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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,111 | $156,398-81.4% | $147,318-80.2% | $138,895-79.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.32% | 78.75%-61.4pp | 70.43%-53.1pp | 145.39%-128.1pp |
| Employer contribution / active EE | $5,603 | $4,853+15.4% | $4,593+22.0% | $4,194+33.6% |
| Participant deferral / active EE | $3,979 | $8,237-51.7% | $7,906-49.7% | $6,396-37.8% |
| Admin fee / account holder | $844 | $14,976-94.4% | $13,708-93.8% | $12,562-93.3% |