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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,145 | $95,404+32.2% | $113,397+11.2% | $82,637+52.6% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.5%+17.4pp | 68.1%+25.9pp |
| Annual return | 14.62% | 19.08%-4.5pp | 23.20%-8.6pp | 53.51%-38.9pp |
| Employer contribution / active EE | $3,314 | $2,307+43.7% | $2,977+11.3% | $2,552+29.9% |
| Participant deferral / active EE | $6,138 | $4,220+45.5% | $5,076+20.9% | $4,126+48.8% |
| Admin fee / account holder | $5,682 | $9,168-38.0% | $11,957-52.5% | $7,339-22.6% |