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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,145 | $100,194+25.9% | $122,979+2.6% | $86,983+45.0% |
| Participation rate | 93.9% | 73.0%+21.0pp | 77.2%+16.8pp | 69.5%+24.4pp |
| Annual return | 14.62% | 16.47%-1.8pp | 20.12%-5.5pp | 25.83%-11.2pp |
| Employer contribution / active EE | $3,314 | $2,326+42.5% | $3,062+8.2% | $2,584+28.2% |
| Participant deferral / active EE | $6,138 | $4,133+48.5% | $5,003+22.7% | $4,194+46.4% |
| Admin fee / account holder | $5,682 | $10,148-44.0% | $12,864-55.8% | $7,856-27.7% |