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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,397 | $110,039-65.1% | $97,260-60.5% | $145,884-73.7% |
| Participation rate | 87.5% | 75.9%+11.6pp | 72.7%+14.8pp | 80.3%+7.2pp |
| Annual return | 11.94% | 244.44%-232.5pp | 75.54%-63.6pp | 551.85%-539.9pp |
| Employer contribution / active EE | $2,115 | $3,074-31.2% | $2,721-22.3% | $4,662-54.6% |
| Participant deferral / active EE | $4,024 | $4,674-13.9% | $4,262-5.6% | $6,690-39.9% |
| Admin fee / account holder | $9,174 | $6,204+47.9% | $5,640+62.7% | $13,392-31.5% |