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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,615 | $160,070+5.3% | $147,117+14.6% | $145,897+15.6% |
| Participation rate | 28.6% | 84.0%-55.5pp | 82.2%-53.6pp | 80.3%-51.7pp |
| Annual return | 11.18% | 98.69%-87.5pp | 420.54%-409.4pp | 552.29%-541.1pp |
| Employer contribution / active EE | $1,868 | $5,285-64.6% | $4,932-62.1% | $4,663-59.9% |
| Participant deferral / active EE | $5,267 | $8,419-37.4% | $8,065-34.7% | $6,689-21.3% |
| Admin fee / account holder | $58,722 | $15,035+290.6% | $12,993+352.0% | $13,390+338.5% |