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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,521 | $67,823-93.3% | $52,425-91.4% | $137,256-96.7% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 12.52% | 219.11%-206.6pp | 302.12%-289.6pp | 220.34%-207.8pp |
| Employer contribution / active EE | $1,200 | $1,163+3.2% | $914+31.3% | $4,156-71.1% |
| Participant deferral / active EE | $1,351 | $2,288-41.0% | $1,790-24.6% | $6,407-78.9% |
| Admin fee / account holder | $552 | $2,844-80.6% | $2,495-77.9% | $12,270-95.5% |