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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,900 | $88,778-2.1% | $81,844+6.2% | $145,884-40.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.12% | 1033.03%-1025.9pp | 778.87%-771.7pp | 551.85%-544.7pp |
| Employer contribution / active EE | $1,472 | $3,087-52.3% | $2,916-49.5% | $4,662-68.4% |
| Participant deferral / active EE | $3,787 | $4,648-18.5% | $4,323-12.4% | $6,690-43.4% |
| Admin fee / account holder | $138,183 | $8,430+1539.1% | $7,355+1778.6% | $13,392+931.8% |