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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,281 | $102,382-54.8% | $147,005-68.5% | $80,874-42.8% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.2%+11.7pp | 67.6%+26.2pp |
| Annual return | 16.10% | 134.89%-118.8pp | 418.76%-402.7pp | 35.62%-19.5pp |
| Employer contribution / active EE | $3,687 | $3,715-0.8% | $4,934-25.3% | $2,756+33.8% |
| Participant deferral / active EE | $10,964 | $6,646+65.0% | $8,070+35.9% | $4,297+155.2% |
| Admin fee / account holder | $8,249 | $7,942+3.9% | $13,006-36.6% | $6,935+18.9% |