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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,281 | $102,385-54.8% | $147,080-68.5% | $80,935-42.8% |
| Participation rate | 93.8% | 75.9%+18.0pp | 82.2%+11.7pp | 67.7%+26.2pp |
| Annual return | 16.10% | 135.09%-119.0pp | 420.17%-404.1pp | 35.66%-19.6pp |
| Employer contribution / active EE | $3,687 | $3,717-0.8% | $4,933-25.3% | $2,757+33.7% |
| Participant deferral / active EE | $10,964 | $6,651+64.8% | $8,066+35.9% | $4,299+155.0% |
| Admin fee / account holder | $8,249 | $7,951+3.7% | $12,989-36.5% | $6,924+19.1% |