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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,468 | $70,366+49.9% | $66,674+58.2% | $138,895-24.1% |
| Participation rate | 93.8% | 76.2%+17.6pp | 73.7%+20.1pp | 79.9%+13.8pp |
| Annual return | 20.01% | 386.41%-366.4pp | 321.24%-301.2pp | 145.39%-125.4pp |
| Employer contribution / active EE | $5,048 | $2,765+82.6% | $2,620+92.7% | $4,194+20.4% |
| Participant deferral / active EE | $6,137 | $4,374+40.3% | $4,084+50.3% | $6,396-4.1% |
| Admin fee / account holder | $1,268 | $5,262-75.9% | $5,098-75.1% | $12,562-89.9% |