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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,991 | $138,385-12.6% | $184,243-34.3% | $80,925+49.5% |
| Participation rate | 86.0% | 83.9%+2.2pp | 86.8%-0.8pp | 67.7%+18.4pp |
| Annual return | 17.52% | 20.02%-2.5pp | 28.82%-11.3pp | 35.65%-18.1pp |
| Employer contribution / active EE | $1,416 | $4,851-70.8% | $6,427-78.0% | $2,756-48.6% |
| Participant deferral / active EE | $3,400 | $7,075-52.0% | $9,132-62.8% | $4,299-20.9% |
| Admin fee / account holder | $857 | $10,489-91.8% | $13,914-93.8% | $6,940-87.7% |