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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,561 | $155,555+11.6% | $146,866+18.2% | $155,188+11.8% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 13.64% | 115.41%-101.8pp | 102.85%-89.2pp | 148.84%-135.2pp |
| Employer contribution / active EE | $1,919 | $4,647-58.7% | $4,425-56.6% | $4,248-54.8% |
| Participant deferral / active EE | $5,931 | $8,044-26.3% | $7,759-23.6% | $6,531-9.2% |
| Admin fee / account holder | $632 | $14,755-95.7% | $13,620-95.4% | $14,480-95.6% |