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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,310 | $101,591-71.1% | $147,096-80.1% | $74,429-60.6% |
| Participation rate | 94.9% | 75.5%+19.3pp | 82.2%+12.7pp | 67.2%+27.7pp |
| Annual return | 13.94% | 8746.45%-8732.5pp | 419.75%-405.8pp | 1368.38%-1354.4pp |
| Employer contribution / active EE | $1,134 | $3,813-70.2% | $4,936-77.0% | $2,625-56.8% |
| Participant deferral / active EE | $4,454 | $7,302-39.0% | $8,071-44.8% | $4,348+2.4% |
| Admin fee / account holder | $8,649 | $1,750+394.2% | $13,005-33.5% | $1,944+344.8% |