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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,310 | $101,653-71.2% | $147,080-80.1% | $74,459-60.6% |
| Participation rate | 94.9% | 75.6%+19.3pp | 82.2%+12.7pp | 67.2%+27.6pp |
| Annual return | 13.94% | 8754.98%-8741.0pp | 420.17%-406.2pp | 1369.70%-1355.8pp |
| Employer contribution / active EE | $1,134 | $3,813-70.3% | $4,933-77.0% | $2,626-56.8% |
| Participant deferral / active EE | $4,454 | $7,304-39.0% | $8,066-44.8% | $4,350+2.4% |
| Admin fee / account holder | $8,649 | $1,752+393.8% | $12,989-33.4% | $1,945+344.7% |