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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,506 | $109,904-71.3% | $97,167-67.6% | $145,959-78.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.92% | 243.43%-230.5pp | 75.27%-62.3pp | 561.95%-549.0pp |
| Employer contribution / active EE | $2,725 | $3,084-11.7% | $2,729-0.2% | $4,661-41.5% |
| Participant deferral / active EE | $2,482 | $4,676-46.9% | $4,264-41.8% | $6,689-62.9% |
| Admin fee / account holder | $1,154 | $6,216-81.4% | $5,650-79.6% | $13,398-91.4% |