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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,227 | $227,399+65.0% | $189,758+97.7% | $198,609+88.9% |
| Participation rate | 62.5% | 84.0%-21.5pp | 79.8%-17.3pp | 82.4%-19.9pp |
| Annual return | 13.97% | 61.03%-47.1pp | 52.62%-38.6pp | 202.70%-188.7pp |
| Employer contribution / active EE | $2,698 | $5,526-51.2% | $4,767-43.4% | $5,055-46.6% |
| Participant deferral / active EE | $6,324 | $6,837-7.5% | $5,856+8.0% | $6,977-9.4% |
| Admin fee / account holder | $0 | $25,162-100.0% | $20,388-100.0% | $19,030-100.0% |