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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,229 | $109,782+28.6% | $260,467-45.8% | $94,015+50.2% |
| Participation rate | 100.0% | 67.2%+32.8pp | 80.5%+19.5pp | 70.8%+29.2pp |
| Annual return | 6.34% | 18.60%-12.3pp | 100.60%-94.3pp | 17.84%-11.5pp |
| Employer contribution / active EE | $1,845 | $2,147-14.0% | $4,239-56.5% | $2,790-33.9% |
| Participant deferral / active EE | $3,028 | $4,044-25.1% | $6,319-52.1% | $4,249-28.7% |
| Admin fee / account holder | $22,885 | $11,958+91.4% | $15,461+48.0% | $8,951+155.7% |