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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,229 | $80,812+74.8% | $160,784-12.2% | $82,448+71.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 77.0%+23.0pp | 68.1%+31.9pp |
| Annual return | 6.34% | 100.59%-94.2pp | 1803.92%-1797.6pp | 41.64%-35.3pp |
| Employer contribution / active EE | $1,845 | $2,174-15.1% | $3,733-50.6% | $2,551-27.7% |
| Participant deferral / active EE | $3,028 | $4,335-30.2% | $6,293-51.9% | $4,139-26.9% |
| Admin fee / account holder | $22,885 | $7,695+197.4% | $9,717+135.5% | $7,234+216.3% |