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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,222 | $81,487+25.4% | $102,412-0.2% | $80,935+26.3% |
| Participation rate | 93.3% | 66.8%+26.5pp | 74.5%+18.8pp | 67.7%+25.7pp |
| Annual return | 13.55% | 25.60%-12.0pp | 24.94%-11.4pp | 35.66%-22.1pp |
| Employer contribution / active EE | $1,631 | $3,103-47.4% | $3,870-57.9% | $2,757-40.8% |
| Participant deferral / active EE | $4,922 | $3,871+27.2% | $5,060-2.7% | $4,299+14.5% |
| Admin fee / account holder | $3,306 | $6,717-50.8% | $8,388-60.6% | $6,924-52.3% |