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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,775 | $210,343-4.1% | $153,476+31.5% | $145,978+38.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.12% | 13.38%-2.3pp | 15.66%-4.5pp | 550.52%-539.4pp |
| Employer contribution / active EE | $2,458 | $6,047-59.4% | $5,038-51.2% | $4,662-47.3% |
| Participant deferral / active EE | $5,926 | $7,977-25.7% | $6,759-12.3% | $6,690-11.4% |
| Admin fee / account holder | $1,436 | $19,424-92.6% | $12,729-88.7% | $13,400-89.3% |