Filed July 29, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,934 | $29,716-69.9% | $56,077-84.1% | $80,925-89.0% |
| Participation rate | 64.5% | 41.7%+22.8pp | 52.5%+12.0pp | 67.7%-3.1pp |
| Annual return | 7.41% | 35.30%-27.9pp | 1709.28%-1701.9pp | 35.65%-28.2pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,040-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,734 | $1,228+122.5% | $1,954+39.9% | $4,299-36.4% |
| Admin fee / account holder | $328 | $2,432-86.5% | $2,825-88.4% | $6,940-95.3% |