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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC6 years Service code 27 PO BOX 198928 · NASHVILLE, TN 37238 | Advisory (Plan) | $40,772 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $8,747 |
MRPR GROUP PC7 years Service code 10 28411 NORTHWESTERN HWY STE 800 · SOUTHFIELD, MI 480345538 | Accounting | $8,400 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,059 | $86,919+129.0% | $102,457+94.3% | $80,911+146.0% |
| Participation rate | 95.7% | 72.4%+23.3pp | 76.5%+19.2pp | 67.6%+28.1pp |
| Annual return | 17.84% | 18.90%-1.1pp | 29.41%-11.6pp | 35.63%-17.8pp |
| Employer contribution / active EE | $2,968 | $2,368+25.3% | $3,022-1.8% | $2,756+7.7% |
| Participant deferral / active EE | $5,478 | $4,119+33.0% | $5,054+8.4% | $4,297+27.5% |
| Admin fee / account holder | $439 | $8,049-94.5% | $9,451-95.4% | $6,935-93.7% |