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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,870 | $172,111+54.5% | $150,298+76.9% | $137,256+93.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.87% | 69.37%-58.5pp | 62.79%-51.9pp | 220.34%-209.5pp |
| Employer contribution / active EE | $14,265 | $4,636+207.7% | $4,154+243.4% | $4,156+243.2% |
| Participant deferral / active EE | $9,814 | $6,166+59.2% | $5,453+80.0% | $6,407+53.2% |
| Admin fee / account holder | $281,651 | $16,471+1610.0% | $14,116+1895.3% | $12,270+2195.4% |