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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,648 | $101,763+22.5% | $164,866-24.4% | $80,874+54.1% |
| Participation rate | 87.2% | 71.8%+15.4pp | 78.6%+8.6pp | 67.6%+19.5pp |
| Annual return | 17.94% | 16.73%+1.2pp | 69.97%-52.0pp | 35.62%-17.7pp |
| Employer contribution / active EE | $5,722 | $2,954+93.7% | $4,343+31.8% | $2,756+107.6% |
| Participant deferral / active EE | $8,581 | $4,477+91.7% | $6,033+42.2% | $4,297+99.7% |
| Admin fee / account holder | $1,621 | $8,228-80.3% | $12,689-87.2% | $6,935-76.6% |