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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,648 | $101,795+22.5% | $165,100-24.5% | $80,959+54.0% |
| Participation rate | 87.2% | 71.8%+15.4pp | 78.6%+8.6pp | 67.7%+19.5pp |
| Annual return | 17.94% | 16.73%+1.2pp | 70.21%-52.3pp | 35.67%-17.7pp |
| Employer contribution / active EE | $5,722 | $2,954+93.7% | $4,348+31.6% | $2,757+107.5% |
| Participant deferral / active EE | $8,581 | $4,476+91.7% | $6,035+42.2% | $4,300+99.5% |
| Admin fee / account holder | $1,621 | $8,221-80.3% | $12,696-87.2% | $6,925-76.6% |