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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,258 | $117,846+11.4% | $102,434+28.1% | $145,884-10.0% |
| Participation rate | 95.0% | 78.6%+16.4pp | 76.5%+18.5pp | 80.3%+14.7pp |
| Annual return | 13.92% | 31.90%-18.0pp | 29.46%-15.5pp | 551.85%-537.9pp |
| Employer contribution / active EE | $2,443 | $3,615-32.4% | $3,023-19.2% | $4,662-47.6% |
| Participant deferral / active EE | $4,465 | $5,733-22.1% | $5,055-11.7% | $6,690-33.3% |
| Admin fee / account holder | $3,055 | $13,356-77.1% | $9,462-67.7% | $13,392-77.2% |