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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,026 | $183,627-69.5% | $155,602-64.0% | $145,978-61.6% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 7.22% | 61.32%-54.1pp | 64.81%-57.6pp | 550.52%-543.3pp |
| Employer contribution / active EE | $2,983 | $5,316-43.9% | $4,675-36.2% | $4,662-36.0% |
| Participant deferral / active EE | $2,902 | $6,466-55.1% | $5,629-48.4% | $6,690-56.6% |
| Admin fee / account holder | $18,048 | $19,327-6.6% | $15,923+13.3% | $13,400+34.7% |