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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,645 | $63,354+36.8% | $94,105-7.9% | $82,637+4.8% |
| Participation rate | 75.6% | 63.8%+11.7pp | 71.9%+3.6pp | 68.1%+7.5pp |
| Annual return | 14.25% | 34.36%-20.1pp | 204.55%-190.3pp | 53.51%-39.3pp |
| Employer contribution / active EE | $2,297 | $1,760+30.5% | $2,504-8.3% | $2,552-10.0% |
| Participant deferral / active EE | $7,640 | $2,873+165.9% | $3,881+96.9% | $4,126+85.2% |
| Admin fee / account holder | $5,568 | $5,073+9.8% | $6,199-10.2% | $7,339-24.1% |