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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,095 | $183,516+160.5% | $155,534+207.4% | $145,884+227.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.85% | 61.43%-49.6pp | 64.92%-53.1pp | 551.85%-540.0pp |
| Employer contribution / active EE | $2,897 | $5,315-45.5% | $4,675-38.0% | $4,662-37.9% |
| Participant deferral / active EE | $8,149 | $6,467+26.0% | $5,630+44.7% | $6,690+21.8% |
| Admin fee / account holder | $11,424 | $19,293-40.8% | $15,900-28.1% | $13,392-14.7% |