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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,081 | $106,749-13.7% | $145,433-36.7% | $82,448+11.7% |
| Participation rate | 95.7% | 75.6%+20.1pp | 82.1%+13.6pp | 68.1%+27.6pp |
| Annual return | 13.49% | 27.59%-14.1pp | 66.58%-53.1pp | 41.64%-28.1pp |
| Employer contribution / active EE | $2,707 | $3,444-21.4% | $4,554-40.6% | $2,551+6.1% |
| Participant deferral / active EE | $6,436 | $6,519-1.3% | $7,897-18.5% | $4,139+55.5% |
| Admin fee / account holder | $10,227 | $8,390+21.9% | $13,129-22.1% | $7,234+41.4% |