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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,033 | $110,337-16.6% | $102,383-10.1% | $145,877-36.9% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 17.53% | 24.83%-7.3pp | 24.94%-7.4pp | 551.28%-533.8pp |
| Employer contribution / active EE | $3,023 | $4,216-28.3% | $3,870-21.9% | $4,663-35.2% |
| Participant deferral / active EE | $5,420 | $5,621-3.6% | $5,060+7.1% | $6,691-19.0% |
| Admin fee / account holder | $2,227 | $9,750-77.2% | $8,391-73.5% | $13,402-83.4% |