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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,204 | $106,749+155.9% | $145,433+87.9% | $82,448+231.4% |
| Participation rate | 85.3% | 75.6%+9.6pp | 82.1%+3.2pp | 68.1%+17.2pp |
| Annual return | 15.75% | 27.59%-11.8pp | 66.58%-50.8pp | 41.64%-25.9pp |
| Employer contribution / active EE | $1,173 | $3,444-65.9% | $4,554-74.2% | $2,551-54.0% |
| Participant deferral / active EE | $12,117 | $6,519+85.9% | $7,897+53.4% | $4,139+192.7% |
| Admin fee / account holder | $22,636 | $8,390+169.8% | $13,129+72.4% | $7,234+212.9% |