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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,394 | $88,672-77.0% | $105,223-80.6% | $82,448-75.3% |
| Participation rate | 94.7% | 67.9%+26.8pp | 75.0%+19.7pp | 68.1%+26.7pp |
| Annual return | 28.63% | 30.86%-2.2pp | 180.65%-152.0pp | 41.64%-13.0pp |
| Employer contribution / active EE | $3,124 | $3,048+2.5% | $3,689-15.3% | $2,551+22.5% |
| Participant deferral / active EE | $5,194 | $4,036+28.7% | $5,072+2.4% | $4,139+25.5% |
| Admin fee / account holder | $1,521 | $7,146-78.7% | $8,859-82.8% | $7,234-79.0% |