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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,112 | $86,949-76.9% | $102,460-80.4% | $80,959-75.2% |
| Participation rate | 76.0% | 72.4%+3.6pp | 76.5%-0.5pp | 67.7%+8.3pp |
| Annual return | 41.17% | 18.89%+22.3pp | 29.47%+11.7pp | 35.67%+5.5pp |
| Employer contribution / active EE | $1,417 | $2,370-40.2% | $3,025-53.1% | $2,757-48.6% |
| Participant deferral / active EE | $3,857 | $4,121-6.4% | $5,056-23.7% | $4,300-10.3% |
| Admin fee / account holder | $1,984 | $8,048-75.3% | $9,460-79.0% | $6,925-71.3% |