Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,411 | $58,627-37.9% | $76,735-52.5% | $82,448-55.8% |
| Participation rate | 51.5% | 63.2%-11.7pp | 69.5%-18.0pp | 68.1%-16.6pp |
| Annual return | 19.03% | 39.10%-20.1pp | 29.77%-10.7pp | 41.64%-22.6pp |
| Employer contribution / active EE | $1,493 | $1,729-13.7% | $2,454-39.2% | $2,551-41.5% |
| Participant deferral / active EE | $2,694 | $3,134-14.0% | $4,088-34.1% | $4,139-34.9% |
| Admin fee / account holder | $1,883 | $5,323-64.6% | $7,189-73.8% | $7,234-74.0% |