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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,234 | $110,337-40.9% | $102,383-36.3% | $145,877-55.3% |
| Participation rate | 82.4% | 77.9%+4.4pp | 74.5%+7.8pp | 80.3%+2.1pp |
| Annual return | 10.22% | 24.83%-14.6pp | 24.94%-14.7pp | 551.28%-541.1pp |
| Employer contribution / active EE | $3,379 | $4,216-19.9% | $3,870-12.7% | $4,663-27.5% |
| Participant deferral / active EE | $5,762 | $5,621+2.5% | $5,060+13.9% | $6,691-13.9% |
| Admin fee / account holder | $6,373 | $9,750-34.6% | $8,391-24.1% | $13,402-52.4% |