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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,643 | $111,535-80.6% | $105,223-79.4% | $137,256-84.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.94% | 237.85%-222.9pp | 180.65%-165.7pp | 220.34%-205.4pp |
| Employer contribution / active EE | $4,355 | $3,939+10.5% | $3,689+18.1% | $4,156+4.8% |
| Participant deferral / active EE | $78 | $5,500-98.6% | $5,072-98.5% | $6,407-98.8% |
| Admin fee / account holder | $449 | $9,721-95.4% | $8,859-94.9% | $12,270-96.3% |