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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,561 | $117,829-28.2% | $102,423-17.4% | $145,877-42.0% |
| Participation rate | 68.4% | 78.6%-10.2pp | 76.5%-8.1pp | 80.3%-11.9pp |
| Annual return | 8.64% | 31.83%-23.2pp | 29.42%-20.8pp | 551.28%-542.6pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,194 | $5,732-61.7% | $5,054-56.6% | $6,691-67.2% |
| Admin fee / account holder | $45,291 | $13,335+239.6% | $9,455+379.0% | $13,402+237.9% |