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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,919 | $76,407+135.5% | $150,298+19.7% | $82,448+118.2% |
| Participation rate | 72.9% | 66.4%+6.5pp | 77.8%-4.9pp | 68.1%+4.8pp |
| Annual return | 12.23% | 39.99%-27.8pp | 62.79%-50.6pp | 41.64%-29.4pp |
| Employer contribution / active EE | $4,503 | $2,614+72.3% | $4,154+8.4% | $2,551+76.5% |
| Participant deferral / active EE | $5,391 | $3,214+67.7% | $5,453-1.1% | $4,139+30.3% |
| Admin fee / account holder | $21,273 | $6,352+234.9% | $14,116+50.7% | $7,234+194.1% |