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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,277 | $124,425-86.1% | $112,040-84.6% | $137,256-87.4% |
| Participation rate | 78.3% | 79.3%-1.0pp | 76.5%+1.8pp | 80.0%-1.7pp |
| Annual return | 16.49% | 24.72%-8.2pp | 24.52%-8.0pp | 220.34%-203.9pp |
| Employer contribution / active EE | $947 | $3,411-72.2% | $2,954-68.0% | $4,156-77.2% |
| Participant deferral / active EE | $2,618 | $5,718-54.2% | $5,098-48.6% | $6,407-59.1% |
| Admin fee / account holder | $658 | $15,207-95.7% | $12,098-94.6% | $12,270-94.6% |