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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,277 | $126,661-86.4% | $113,397-84.8% | $138,895-87.6% |
| Participation rate | 78.3% | 79.4%-1.2pp | 76.5%+1.8pp | 79.9%-1.7pp |
| Annual return | 16.49% | 25.05%-8.6pp | 23.20%-6.7pp | 145.39%-128.9pp |
| Employer contribution / active EE | $947 | $3,456-72.6% | $2,977-68.2% | $4,194-77.4% |
| Participant deferral / active EE | $2,618 | $5,693-54.0% | $5,076-48.4% | $6,396-59.1% |
| Admin fee / account holder | $658 | $14,549-95.5% | $11,957-94.5% | $12,562-94.8% |