Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,103 | $88,672+3.9% | $105,223-12.5% | $82,448+11.7% |
| Participation rate | 54.0% | 67.9%-14.0pp | 75.0%-21.1pp | 68.1%-14.1pp |
| Annual return | 18.91% | 30.86%-11.9pp | 180.65%-161.7pp | 41.64%-22.7pp |
| Employer contribution / active EE | $2,112 | $3,048-30.7% | $3,689-42.7% | $2,551-17.2% |
| Participant deferral / active EE | $3,716 | $4,036-7.9% | $5,072-26.7% | $4,139-10.2% |
| Admin fee / account holder | $4,392 | $7,146-38.5% | $8,859-50.4% | $7,234-39.3% |