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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,180 | $101,778-52.7% | $164,975-70.8% | $80,925-40.5% |
| Participation rate | 98.6% | 71.8%+26.8pp | 78.6%+20.0pp | 67.7%+31.0pp |
| Annual return | -10.25% | 16.73%-27.0pp | 70.12%-80.4pp | 35.65%-45.9pp |
| Employer contribution / active EE | $6,919 | $2,954+134.2% | $4,343+59.3% | $2,756+151.0% |
| Participant deferral / active EE | $4,544 | $4,477+1.5% | $6,033-24.7% | $4,299+5.7% |
| Admin fee / account holder | $86,008 | $8,221+946.2% | $12,688+577.9% | $6,940+1139.3% |