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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,657 | $156,398-91.9% | $147,318-91.4% | $138,895-90.9% |
| Participation rate | 78.3% | 83.8%-5.5pp | 82.1%-3.8pp | 79.9%-1.7pp |
| Annual return | 0.00% | 78.75%-78.7pp | 70.43%-70.4pp | 145.39%-145.4pp |
| Employer contribution / active EE | $4,011 | $4,853-17.4% | $4,593-12.7% | $4,194-4.4% |
| Participant deferral / active EE | $7,277 | $8,237-11.7% | $7,906-8.0% | $6,396+13.8% |
| Admin fee / account holder | $834 | $14,976-94.4% | $13,708-93.9% | $12,562-93.4% |