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| Provider | Service type | Compensation |
|---|---|---|
STIFEL NICOLAUS & CO INC7 years Filed as: STIFEL INVESTMENT SERVICES Service code 27 250 PEARL ST · GRAND RAPIDS, MI 49503 | Advisory (Plan) | $24,602 |
THE VANGUARD GROUP, INC.8 years Service code 15 · EIN 23-1945930 | Recordkeeping | $23,043 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,056 | $79,634-18.3% | $64,489+0.9% | $79,634-18.3% |
| Participation rate | 79.6% | 62.5%+17.1pp | 67.7%+11.9pp | 62.5%+17.1pp |
| Annual return | 18.03% | 36.46%-18.4pp | 55.03%-37.0pp | 36.46%-18.4pp |
| Employer contribution / active EE | $1,091 | $2,529-56.9% | $1,523-28.4% | $2,529-56.9% |
| Participant deferral / active EE | $3,329 | $3,835-13.2% | $2,778+19.8% | $3,835-13.2% |
| Admin fee / account holder | $221 | $1,002-78.0% | $4,260-94.8% | $1,002-78.0% |