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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,060 | $184,014-34.2% | $161,149-24.9% | $138,895-12.8% |
| Participation rate | 87.5% | 82.1%+5.4pp | 78.8%+8.7pp | 79.9%+7.6pp |
| Annual return | 14.17% | 21.52%-7.4pp | 21.16%-7.0pp | 145.39%-131.2pp |
| Employer contribution / active EE | $1,995 | $5,055-60.5% | $4,360-54.3% | $4,194-52.4% |
| Participant deferral / active EE | $8,678 | $6,909+25.6% | $6,153+41.0% | $6,396+35.7% |
| Admin fee / account holder | $1,458 | $18,027-91.9% | $15,194-90.4% | $12,562-88.4% |