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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,267 | $51,638+10.9% | $68,368-16.2% | $82,448-30.5% |
| Participation rate | 100.0% | 63.6%+36.4pp | 73.8%+26.2pp | 68.1%+31.9pp |
| Annual return | 18.30% | 37.53%-19.2pp | 292.57%-274.3pp | 41.64%-23.3pp |
| Employer contribution / active EE | $6,396 | $2,047+212.5% | $2,649+141.5% | $2,551+150.7% |
| Participant deferral / active EE | $5,840 | $2,914+100.4% | $4,123+41.7% | $4,139+41.1% |
| Admin fee / account holder | $2,975 | $4,643-35.9% | $5,150-42.2% | $7,234-58.9% |