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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,413 | $82,133+47.8% | $147,318-17.6% | $64,097+89.4% |
| Participation rate | 82.5% | 62.3%+20.2pp | 82.1%+0.5pp | 55.2%+27.3pp |
| Annual return | 18.52% | 78.78%-60.3pp | 70.43%-51.9pp | 34.64%-16.1pp |
| Employer contribution / active EE | $4,940 | $2,872+72.0% | $4,593+7.6% | $1,891+161.2% |
| Participant deferral / active EE | $11,336 | $5,407+109.6% | $7,906+43.4% | $3,080+268.1% |
| Admin fee / account holder | $9,528 | $3,730+155.4% | $13,708-30.5% | $3,454+175.8% |