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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,305 | $99,875+22.5% | $146,866-16.7% | $86,983+40.6% |
| Participation rate | 82.6% | 75.8%+6.8pp | 82.5%+0.1pp | 69.5%+13.1pp |
| Annual return | 13.59% | 28.10%-14.5pp | 102.85%-89.3pp | 25.83%-12.2pp |
| Employer contribution / active EE | $2,595 | $3,224-19.5% | $4,425-41.3% | $2,584+0.4% |
| Participant deferral / active EE | $4,880 | $6,322-22.8% | $7,759-37.1% | $4,194+16.4% |
| Admin fee / account holder | $4,517 | $7,838-42.4% | $13,620-66.8% | $7,856-42.5% |