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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,204 | $114,119+15.0% | $107,187+22.4% | $138,895-5.5% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 79.9%-4.9pp |
| Annual return | 17.02% | 273.21%-256.2pp | 204.55%-187.5pp | 145.39%-128.4pp |
| Employer contribution / active EE | $2,476 | $4,059-39.0% | $3,782-34.5% | $4,194-41.0% |
| Participant deferral / active EE | $5,022 | $5,538-9.3% | $5,096-1.5% | $6,396-21.5% |
| Admin fee / account holder | $495 | $10,024-95.1% | $9,162-94.6% | $12,562-96.1% |